most recent 30 from http://realestatepigeon.com 2010-09-05T07:37:02Z http://realestatepigeon.com/feeds http://www.creativecommons.org/licenses/by-nc/2.5/rdf http://realestatepigeon.com/questions/90/avoiding-foreclosure-with-good-credit LJ 2010-03-12T17:50:36Z 2010-08-30T06:22:53Z

<p>I have good credit at this point &amp; am up to date on my bills but to gain more cash could I sell my home &amp; buy a cheaper one? I have a home worth about $110,000 with a balance of $35,000 to pay off.</p>

http://realestatepigeon.com/questions/100/should-i-get-a-fixed-or-variable-rate Julie Normandin 2010-05-25T10:07:18Z 2010-08-29T17:22:52Z

<p>Which is better now, fixed or variable ? </p>

http://realestatepigeon.com/questions/96/getting-divorced-get-the-house Cynthia 2010-03-23T12:05:06Z 2010-08-25T16:23:03Z

<p>In a divorce how does one "assume" a home loan that was/is in the other spouses name? Where do I start?</p>

http://realestatepigeon.com/questions/98/short-sale-sellers-agent-sitting-on-bid Amanda 2010-03-30T18:24:34Z 2010-08-24T07:22:55Z

<p>My Husband and I just put in a bid for a short sale. Originally the house was listed at 45000. a week ago they dropped the price to 35000. Our bid is for 37000 put in on Saturday. It has minimal POS violations. Now we found out this house is not a foreclosure so i am confused as to why it is being sold as a short sale. The owner died 6 months ago and the sister is POA seller. However it is being presented to us as a short sale being owned by bank of America. Our Agent turned in our bid to the sellers agent saturday, Now it is Tuesday and we found out the sellers agent hasn't opened our packet with the offer because she is now getting more viewings. She is holding out to get more bids for the house. How long can she hold onto the bid without responding? Does this sound like red flags to anyone else? why is it a short sale if it wasn't a foreclosure? Is there anything we can do to heighten our chances? It already took lots of homework to find a lender for that small of a mortgage. Can we put in a higher bid with them not even seeing the original bid? is that smart in the first place? I feel like the seller's agent is not playing fair with our emotions or our future for a home. </p>

http://realestatepigeon.com/questions/103/what-is-the-best-way-to-buy-your-kid-a-home-and-limit-your-tax-liabilities alfonso ortiz 2010-07-05T19:30:06Z 2010-07-05T19:30:06Z

<p>i own my home, i want to buy a house for my kid. before, I have pulled out an equity loan at 6.% and purchased a house for my kid. i registered it and have them paying me a 8.5% mortgage to me. they have out grew this house and i want to buy another one for them. what is the best way to limit my tax liabilities, and still purchase a home for them. they would still pay me back for it. like they do now. the previous way seemed a bit expensive. and my taxes seemed messed up. IDK</p>

http://realestatepigeon.com/questions/78/what-is-a-capitalization-rate Stephane Grenier 2010-02-20T21:06:41Z 2010-06-30T18:03:24Z

<p>What is a capitalization rate?</p>

http://realestatepigeon.com/questions/94/what-does-reo-mean Joanna Contorno 2010-03-15T19:23:23Z 2010-03-15T19:27:13Z

<p>When I see a house listed as an REO, what does that mean?</p>

http://realestatepigeon.com/questions/92/what-are-the-basics-of-the-us-home-buyer-tax-credits Joanna Contorno 2010-03-15T19:20:43Z 2010-03-15T19:21:55Z

<p>Who qualifies for the tax credits, what is the timing, and how do I find out more information></p>

http://realestatepigeon.com/questions/89/when-do-windows-need-to-be-replaced Stephane Grenier 2010-03-04T03:10:26Z 2010-03-04T03:10:26Z

<p>What are the signs that the windows need to be replaced? And do you need to wait until then or should the windows be replaced on a somewhat regular schedule?</p>

http://realestatepigeon.com/questions/88/what-is-mls-multiple-listing-service Stephane Grenier 2010-03-04T03:09:14Z 2010-03-04T03:09:14Z

<p>That is to say, how does it work? How does it work? Is it the same data everywhere? Basically how does it work?</p>

http://realestatepigeon.com/questions/59/should-i-be-there-for-the-property-inspection Stephane Grenier 2010-01-06T03:19:01Z 2010-02-26T01:49:54Z

<p>Should I be present for the property/home inspection? Can I just rely on the report? And if so (or not), why?</p>

http://realestatepigeon.com/questions/60/how-can-i-find-out-my-credit-score Stephane Grenier 2010-01-06T03:38:00Z 2010-02-26T01:45:41Z

<p>What services can I use to find out what my credit score is? </p>

http://realestatepigeon.com/questions/82/what-are-my-monthly-costs-to-owning-a-house Stephane Grenier 2010-02-20T21:26:43Z 2010-02-26T01:43:39Z

<p>In addition to the mortgage, what other costs should I prepare for? There's obviously taxes, but what else what do I need to prepare for?</p>

http://realestatepigeon.com/questions/28/should-i-rent-furnished-or-unfurnished-units Stephane Grenier 2009-11-16T21:51:38Z 2010-02-20T21:45:31Z

<p>What are the pros and cons of renting furnished and unfurnished apartments?</p>

http://realestatepigeon.com/questions/83/what-are-the-different-types-of-mortgages-available Stephane Grenier 2010-02-20T21:28:17Z 2010-02-20T21:28:17Z

<p>What are the different types of mortgages available? And what are differences between them?</p>

http://realestatepigeon.com/questions/81/what-are-hud-homes Stephane Grenier 2010-02-20T21:25:30Z 2010-02-20T21:25:30Z

<p>What are HUD homes and why are they good or bad?</p>

http://realestatepigeon.com/questions/80/what-is-a-double-closing Stephane Grenier 2010-02-20T21:16:40Z 2010-02-20T21:16:40Z

<p>What is a double closing?</p>

http://realestatepigeon.com/questions/79/what-is-an-arm Stephane Grenier 2010-02-20T21:08:12Z 2010-02-20T21:08:12Z

<p>What is an ARM mortgage? And how are a lot of today's foreclosures related to the ARMs?</p>

http://realestatepigeon.com/questions/35/what-is-a-reit Stephane Grenier 2009-11-18T21:26:21Z 2010-02-15T23:04:56Z

<p>What is a REIT and why would I want to invest in it versus just buying my own properties?</p>

http://realestatepigeon.com/questions/54/what-is-a-property-survey Stephane Grenier 2009-12-01T21:44:23Z 2010-02-15T22:50:37Z

<p>What is a property survey and when are they needed? </p>

http://realestatepigeon.com/questions/23/how-do-you-buy-real-estate-investment-properties-with-bad-credit Stephane Grenier 2009-11-16T21:41:27Z 2010-02-14T13:26:42Z

<p>How can I buy real estate investment properties if my credit score is pretty low? </p>

http://realestatepigeon.com/questions/16/how-do-you-find-new-real-estate-investment-properties Stephane Grenier 2009-11-16T21:30:18Z 2010-02-11T17:02:06Z

<p>Where do you look for new properties to invest? Do you use newspapers, classifieds, real estate agents, ads, etc. </p>

http://realestatepigeon.com/questions/17/how-many-real-estate-properties-will-i-likely-see-before-i-find-a-home-i-want-to Stephane Grenier 2009-11-16T21:32:04Z 2010-02-11T16:53:44Z

<p>I've heard of the 100-10-1 rule, where you look at 100 properties, make offers on 10, and purchase 1 property. Is this a realistic view or are your experiences different?</p>

http://realestatepigeon.com/questions/73/where-do-you-look-to-find-a-property-management-company Stephane Grenier 2010-02-07T04:06:18Z 2010-02-07T04:06:18Z

<p>Other than personal connections, where would you look to find a property manager or property management company for your rentals?</p>

http://realestatepigeon.com/questions/72/what-are-the-potential-issues-of-buying-a-rental-outside-your-local-area Stephane Grenier 2010-02-07T04:02:20Z 2010-02-07T04:02:20Z

<p>Obviously locally you know your market much better than pretty much anywhere else, but some areas are much more lucrative than others. What are the potential issues I can face if I decide to invest outside of my local area?</p>

http://realestatepigeon.com/questions/71/whats-the-best-way-to-collect-rents-from-people-in-arrears Stephane Grenier 2010-02-07T03:59:41Z 2010-02-07T03:59:41Z

<p>What's the best way to collect rents due from a tenant that's in arrears? At what point should I evict them? And at what point should I also call a collection agency (if at all)?</p>

http://realestatepigeon.com/questions/70/should-i-get-a-real-estate-license Stephane Grenier 2010-02-07T03:57:33Z 2010-02-07T03:57:33Z

<p>Should I get a real estate license or should I use a real estate agent? If so at what point should I get my license? And if not, why not?</p>

http://realestatepigeon.com/questions/58/what-should-i-look-for-when-quickly-walking-through-a-prospective-rental-property Stephane Grenier 2010-01-06T03:17:50Z 2010-02-01T13:50:49Z

<p>Obviously everyone should get an home inspection, but what I can personally look for as an investor when walking through a property I might be interested in purchasing? What are the biggest warning signs I should look for that will make me want to run? And what are positive signs that this is a good property?</p>

http://realestatepigeon.com/questions/52/what-is-knob-and-tube-wiring Stephane Grenier 2009-12-01T21:40:47Z 2010-01-24T00:42:24Z

<p>What is knob and tube wiring? And why should it be replaced? </p>

http://realestatepigeon.com/questions/3/what-are-cam-charges Stephane Grenier 2009-11-13T19:27:44Z 2010-01-18T21:32:04Z

<p>And who can I charge those too? Is it just commercial properties or also residential properties?</p>